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Here you will find info about several Norwegian and a foreign provider of loans to companies / companies of all sizes. In addition to direct loan money, these banks also offer various other products such as credit cards, overdrafts, etc.
DNB offers corporate loans as repayment loans adapted to the company’s needs in relation to depreciation and accounting rules. Loans are granted with security in inventory, accounts receivable, operating accessories, or real estate.
- Before you apply:
- What is the long-term plan for the company?
- What is the expected future need for liquidity?
- How is the business financed?
- Future interest rates, and will the company endure this?
DNB also offers overdraft facilities, bank guarantees, leasing and factoring.
Handelsbanken offers many specialized loans and credits to businesses. Cash credit, currency account with credit, real estate loan, construction loan, trade finance for foreign trade, bank guarantee and financing of fixed assets as commercial loans.
- Specifications and minimum requirements for corporate loans:
- Mortgage security in the object being acquired
- Funding requires concrete investment
- Normally 3-7 years maturity, adapted to the object’s economic life
- Conditions that may be required for equity capital will be calculated based on credit security and the loan’s collateral security.
- The maximum loan amount is assessed on the basis of other debt obligations and earnings of the company
Landkreditt Bank is a bank that offers specialized loans to enterprises that run agriculture. They offer services such as farm loans, farm credit, operating credit and generational change loans.
- minimum requirements:
- Company certificate, not older than 3 months
- Accounting for the past 2 years
- Financing plan for investment
Nordea offers operating finance (overdraft, agricultural credit, factoring), equity finance (securities financing, securities lending, derivatives), plant financing (loans, construction credit, leasing of equipment, loans to equipment, currency loans, financing of commercial property), car loans and customer financing. Nordea has many financing calculators that you can use to calculate repayment of loans and leases.
sparebank 1 offers loans such as financing for small and large companies through operating credit, repayment loans and construction loans. The bank also offers a bank guarantee, operating credit for agriculture and leasing.
Loans without security to company
Bitbond (Ad link) small business loans. Available in Norway. Loan money like Bitcoin, or like American dollars, from independent lenders with the popular new player Bitbond. Here you can borrow from $ 1,000 to $ 25,000 without security and pay back in a period of between 6 weeks and 3 years. PS. Please note that price changes on Bitcoin or US dollars affect how much you have to pay back.
Loans without security & credit
If you have a small company and are willing to be personally responsible for the payment obligations, you can consider loan / credit financing without collateral. Consumer loans can be used for whatever you want, so if you want to invest in corporate business, you can spend the money on it. Check out Centum Finans which is a loan broker. They can help you free of charge to find the consumer loan with the best interest rate and the lowest monthly payment. An application with Centum Finance is provided to a total of 21 banks and lenders who come back with their best non-binding loan offers to you.
If you need less than NOK 50,000 and for shorter periods, credit cards can be a good solution. Then you release all interest, as long as you pay by the due date. Smålån is a good solution for loans between 5,000 and 50,000 kroner.
Do you need an accountant or accountant?
Does your company not already have an account with an accountant, or do you want to compare your agreement with several players? You can use a service like Ageras (Ad Link ) and get up to 3 non-binding offers to keep their accounts. Ageras can also obtain offers from auditors, lawyers and lawyers.